New research shows that monthly payments for the mortgage are likely to be cheaper than rent for a comparable home – but only if the purchaser can stump up the deposit and stamp duty to begin with.

There are a host of steps to take before you reach that cathartic stage of packing everything up and moving into your new home in Greater London. Even before you start the thrill of house hunting, finding your dream home and making an offer, you will need to deal with the logistics, and the first logistic is saving up for your mortgage.

The Ministry of Justice data shows that there are approximately 21,000 landlords who have permission from the courts to evict tenants after serving Section 21 ‘no fault’ notices, but who are now stuck in limbo due to Covid.

Councils in England will have more freedom on how they spend the money from homes sold through Right to Buy (the sale of a council house), to help them build the homes needed in their communities, under reforms announced by Housing Secretary Rt Hon Robert Jenrick MP.

Sales of holiday homes near the coast have surged over the past six months, with holiday let mortgages for properties in Wales almost doubling since September 2020.

Huntingdon in Cambridgeshire saw the biggest number of property purchases in 2020 with over 400 per capita, according to Haysto.

When you take out  your first mortgage, as with any financial product, you’ll have to go through a credit check. It’s normal to feel apprehensive about this process, as let’s face it, few of us have perfect credit.

UK average house prices increased by 7.5% over the year to January 2021, down from 8.0% in December 2020 according to the latest ONS House Price Index.