Sales of holiday homes near the coast have surged over the past six months, with holiday let mortgages for properties in Wales almost doubling since September 2020.

When you take out  your first mortgage, as with any financial product, you’ll have to go through a credit check. It’s normal to feel apprehensive about this process, as let’s face it, few of us have perfect credit.

There are a host of steps to take before you reach that cathartic stage of packing everything up and moving into your new home in Greater London. Even before you start the thrill of house hunting, finding your dream home and making an offer, you will need to deal with the logistics, and the first logistic is saving up for your mortgage.

Councils in England will have more freedom on how they spend the money from homes sold through Right to Buy (the sale of a council house), to help them build the homes needed in their communities, under reforms announced by Housing Secretary Rt Hon Robert Jenrick MP.

Huntingdon in Cambridgeshire saw the biggest number of property purchases in 2020 with over 400 per capita, according to Haysto.

UK average house prices increased by 7.5% over the year to January 2021, down from 8.0% in December 2020 according to the latest ONS House Price Index.

How to take the temperature of property demand near you - and the hottest and coldest areas revealed